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Your Medicare plan changes on January 1. Know what changed before it does.

Your Annual Notice of Change (ANOC) lists everything about your plan that will be different next year. Our free one-page checklist walks you through it, so you can spot what matters and decide whether to stay or switch during Open Enrollment.

What's on the checklist

Five checks to run on your ANOC, plus the dates that matter.

  1. Your monthly premiumIs it going up next year?
  2. Your maximum out-of-pocketThe most you'd pay in a year for covered care in a Medicare Advantage plan.
  3. Your copaysDoctor visits, specialists and hospital stays.
  4. Your prescriptionsStill covered? Higher tier? New rules like prior authorization?
  5. Your doctors and pharmacyStill in network next year?
By Sept 30Your ANOC arrives
Oct 15 – Dec 7Open Enrollment
Jan 1Changes take effect
Jan 1 – Mar 31Medicare Advantage switch window

Get your free ANOC checklist

Enter your first name and mobile number and we'll text you the checklist link right away.

Check your phone

Your checklist link is on its way by text. It can take a minute to arrive.

Tip: print the checklist and keep it next to your ANOC while you go through it.

Want help going through your ANOC?

Book a free 30-minute plan review with Tyler Burns, a licensed insurance agent. Pick a time that works for you below.

We do not offer every plan available in your area. Currently we represent multiple organizations which offer multiple products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

For educational purposes only. Not connected with or endorsed by the U.S. government or the federal Medicare program.